Tuesday, March 8, 2016

Staying Safe at the Pump

Staying Safe at the Pump
Antoinette Stephens

Accidents can happen, even at the gas pumps.  Here are a few tips when pumping fuel into your vehicle or a portable container.   Never allow children under driving age to operate the pump.   Avoid breathing vapors.  Keep gasoline away from your eyes and skin.  Never siphon gasoline by mouth, gasoline can be harmful or fatal if swallowed, contact a doctor or emergency facility in an emergency.  Also, do not over-fill or top-off your vehicle tank.

When Filling Up Your Vehicle
  • Turn off your vehicle engine. Put your vehicle in park and/or set the emergency brake. Disable or turn off any auxiliary sources of ignition such as a camper or trailer heater, cooking units, or pilot lights.
  • Do not smoke, light matches or lighters while refueling at the pump or when using gasoline anywhere else.
  • Use only the refueling latch provided on the gasoline dispenser nozzle. Never jam the refueling latch on the nozzle open.
  • Do not re-enter your vehicle during refueling. If you cannot avoid re-entering your vehicle, discharge any static build-up BEFORE reaching for the nozzle by touching something metal with a bare hand -- such as the vehicle door -- away from the nozzle.)
  • In the unlikely event a static-caused fire occurs when refueling, leave the nozzle in the fill pipe and back away from the vehicle. Notify the station attendant immediately.
Portable Containers
  • When dispensing gasoline into a container, use only an approved portable container and place it on the ground to avoid a possible static electricity ignition of fuel vapors. Containers should never be filled while inside a vehicle or its trunk, the bed of a pickup truck or the floor of a trailer.
  • When filling a portable container, manually control the nozzle valve throughout the filling process. Fill a portable container slowly to decrease the chance of static electricity buildup and minimize spilling or splattering. Keep the nozzle in contact with the rim of the container opening while refueling.
  • Fill container no more than 95 percent full to allow for expansion.
  • Place cap tightly on the container after filling - do not use containers that do not seal properly.
  • Only store gasoline in approved containers as required by federal or state authorities. Never store gasoline in glass or any other unapproved container.
  • If gasoline spills on the container, make sure that it has evaporated before you place the container in your Vehicle Report spills to the attendant.
  • When transporting gasoline in a portable container make sure it is secured against tipping and sliding, and never leave it in direct sunlight or in the trunk of a car.

Wednesday, February 10, 2016

Boat Insurance

There’s no better way to protect what you’ve worked so hard for
Travelers insurance keeps pace with your life.
At Travelers, we’re committed to bringing you innovative insurance solutions that keep pace

with your ever-changing life. It’s a commitment built on our more than 150-year heritage of

industry-leading firsts – from issuing the first auto and flight insurance to pioneering identity

theft protection and discounts on hybrid vehicles.
Today, our personal insurance offerings include homeowners,

condominium, renters, automobile, boat and yacht, personal

liability (umbrella), valuable items, and identity theft protection.

Our full line of companion coverages offers you the convenience of

dealing with just one company, and the benefits of special multipolicy

pricing. Discounts of up to 15 percent are available! Contact

your independent agent for details.
Travelers Boat Insurance – for all the right reasons
When you take to the water, protect your family, guests and your

investment with the very best in marine insurance. At Travelers,

we’ve built our reputation on offering quality products and superior

customer service. Our boat program provides comprehensive

basic coverage with personalized enhancements designed to match

your individual needs. Specialized marine claim representatives are

available to get you back on the water quickly. You’ve worked hard

to acquire your boat. Make sure that you have the right protection

for it.
Exceptional coverage

Physical Damage coverage: provides protection in the event

of a collision with a submerged object or another boat.

Liability coverage: for bodily injury or damage to the property

of others.

Personal Property coverage: protects personal property on

the boat, including such items as your clothing, stereo system,

cameras, fishing equipment and other personal items.

Towing and Assistance coverage: to transport your boat to a

repair facility when it’s inoperable and you’re stranded. Emergency

services such as gas delivery for boats and roadside assistance

are also available.

Travelers… It’s better

under the umbrella®
The Travelers Indemnity Company and its property casualty affiliates. One Tower Square, Hartford, CT 06183.

This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverages, terms

and conditions, refer to the insurance policy. Coverages are subject to individual insureds meeting our underwriting qualifications and to state availability.

© 2014 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.

PL-10139-EB Rev. 1-14

Tuesday, January 26, 2016

Winter Driving

Get ready for winter driving before another snow storm hits. 

  • Get your car tuned up
  • Get your brakes, battery, fluid levels, and exhaust system checked
  • Make sure your heater and defroster are in good working order
  • Replace your wiper blades
  • Carry emergency supplies--- sand, salt, shovel, snow chains, snow scraper, booster cables, blankets and flashlight. 

Of all the things you can do to make winter driving less stressful, giving yourself a little more time is the most important.  More time to get to and from where you are going and plenty of time to stop on the road.  Going slower is the key to safe driving on slippery roads. 

The biggest hazard of winter driving is slippery roads--- caused by ice, slushy snow, rain or oil and grease that have built up on the roads.  Another hazard is visibility, so keep your headlights on and make sure your windshield is clear.    When winter conditions happen allow yourself plenty of stopping space and time to avoid skidding into another vehicle,   which should be 3 times as far as when driving on dry pavements.     Reduce the danger of an accident by driving slowly and by pumping your brakes as you slow down, rather than holding them down.  Use lower gears on slick surfaces and test your brakes frequently.   If you find yourself beginning to skid, DO NOT BRAKE; instead, take your foot off the accelerator and gently turn your car in the direction you want your front wheels to go.

To sum it up: keep your car in top shape, allow extra time and space on the road, and listen to weather forecast or stay safe and at home if possible to avoid the winter driving.

Thursday, January 7, 2016